Initial Consultation

Our initial consultation is always free.

After that the choice is your as to how we are paid. We are paid by either fees from you or commissions from products we recommend.

The purpose of the initial consultation is twofold. Firstly, to introduce us and our service and secondly, to ascertain if our service can be of value and interest to you.

Having established that we may be of value we may, with your permission, carry out a brief fact-finding exercise. This will give us the basic financial information upon which broad recommendations could be made.

Should you wish to proceed we would carry out the in-depth analysis